Campunite Motor Vehicle Insurance
Insurance Product Information Page
This page is for your information and gives you a brief overview of the essential contents of your insurance. You can find the complete information in your contract documents (insurance application, insurance policy and insurance conditions). So that you are fully informed, please read all documents. What type of insurance is it? We offer you insurance for rented vehicles. It protects you against financial risks associated with renting a vehicle.
1
What is insured?
- We offer various insurance solutions for you to choose from.
Partial Coverage
pays for damage to the rented vehicle caused by fire, natural hazards, snow slides, theft, glass breakage, collision with animals, willful damage and aircraft crash
Collision Casco
pays for damage to the rented vehicle caused by collision
Passenger Accident
pays the agreed sums of money for the vehicle occupants in the event of disability or death
Interior
covers damage caused by sudden destruction or damage to the interior of the rented vehicle caused by third parties or your own actions
Loss of deductible / bonus protection
covers the deductible and loss of bonus from the motor vehicle liability and comprehensive insurance of the vehicle owner.
Waiver of Gross Negligence
also pays for damages caused by gross negligence
2
What is not insured?
Liability
- All liability claims - Claims for damage to the vehicle used and associated parts, to trailers and towed or pushed vehicles
Partial Coverage
- Collision damage to rented vehicle - Earthquake and volcanic eruption damage
Collision Casco
- Damage to the rented vehicle caused by wear and tear - Damage to the cargo
Waiver of Gross Negligence
- Damage caused by driving under the influence of alcohol, drugs or medication - Damage caused by excessive speeding
3
Are there any cover restrictions?
- Not all conceivable cases are insured. Excluded from insurance coverage are, for example:
- Damage caused by civil unrest and acts of war - Damage during races, rallies and similar races - Driving without official permission - Damage caused intentionally
4
Where am I insured?
- The insurance cover exists in Switzerland, in the Principality of Lichtenstein, in the states of Europe and in the non-European Mediterranean border states and on the Mediterranean island states. Your insurance is not valid in the Russian Federation, Belarus, Georgia, Armenia, Azerbaijan, Kazakhstan and Iran. On the territory of Kosovo the insurance does not apply to civil liability.
5
- The insurance cover exists in Switzerland, in the Principality of Lichtenstein, in the states of Europe and in the non-European Mediterranean border states and on the Mediterranean island states. Your insurance is not valid in the Russian Federation, Belarus, Georgia, Armenia, Azerbaijan, Kazakhstan and Iran. On the territory of Kosovo the insurance does not apply to civil liability.
6
What are my obligations?
Your obligations include the following in order not to jeopardize your insurance cover:
- You must answer the questions we ask in the application truthfully and completely. - You must pay the insurance premium invoiced by us on time and in full. - As soon as the insured risk changes significantly, you must Inform us of this change so that we can adjust the contract if necessary. - To take the necessary measures to protect the insured property (duty of care). - In the event of an impending loss, to ensure that it is averted within the scope of your ability.
In the event of a claim:
- Report every insured event to us immediately. - In the event of an insured event, you are obliged to minimize the damage as far as possible and to support us in determining and settling the damage with truthful damage reports.
7
When and how do I pay?
- Unless otherwise agreed, the premium is due and payable when booking the rental vehicle.
8
When does cover start and end?
- The insurance contract states when the insurance cover begins. The insurance is taken out for the duration of the booking of the rental vehicle. It is not automatically renewed.
9
How can I cancel the contract?
- Because this is a contract with a start and end date, you do not have to cancel the contract. It will automatically expire at the time agreed in the contract.